Car finance is a simple way to buy a car. It splits the cost into a number of monthly payments, so you can get behind the wheel faster and with a budget that suits your lifestyle – whether you’re buying your first wheels, a family run-around, or your dream car.

Used car finance makes it easier to afford a second-hand car by paying for it each month, rather than with an upfront lump sum. There are two main types of car loans:

  • Hire Purchase (HP) – the most popular finance method for second-hand cars. This car loan splits the cost into chunks to be paid off in a set time, with interest. The vehicle is yours when the final payment is made.
  • Personal Contract Purchase (PCP) – also lets you pay monthly, but instead of the car’s total value, you pay for the depreciation – that’s the difference between what the car is worth now and at the end of the contract. A final ‘balloon’ payment is due at the end of the finance.

We are experts in offering car finance to customers across the UK. If you have had trouble getting a used car elsewhere, then give us a call to see if we can help. We work in partnership with a number of finance providers including Zuto finance and can arrange flexible finance deals to suit most budgets. 

For more information give us a call today, or complete the form below. 

Why Finance Through a Dealership?


What is Hire Purchase?


What is Personal Contract Purchase?


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